SUMO WooCommerce Payment Plans

SUMO WooCommerce Payment Plans is a comprehensive plugin for WooCommerce stores that allows you to configure multiple flexible payment plans, such as deposits with balance payment, fixed or variable installment payments, and initial payments with installments. It is designed for stores selling high-value products, where offering the possibility of splitting the payment removes one of the main purchasing barriers and significantly increases conversion.

The plugin allows merchants to set predefined deposits or let the customer choose the amount, reserve any product by paying a deposit, and set terms to settle the balance. Customers can purchase products in monthly installments or according to a custom schedule, with the option to apply interest on installment payments. Each installment can have its own due date, configurable after a specific number of days from the previous payment or via a specific date.

Key features include automatic email reminders when a payment is about to become due, the ability to send multiple delinquency notices, and the option to allow customers to pay several installments or the remaining total at once. It is also possible to force users to purchase through payment plans, hide specific payment gateways when there are products with a payment plan in the cart, and calculate the plan price based on the product's regular or sale price.

The plugin supports automatic charges via Stripe with credit card and via PayPal Reference Transactions, in addition to allowing manual payments with any payment method compatible with WooCommerce. For downloadable products, access to the download can be granted after the initial or final payment. It is also compatible with other plugins in the SUMO ecosystem, such as SUMO Reward Points, SUMO Affiliates, and SUMO Memberships, as well as WooCommerce Recover Abandoned Cart. It is highly customizable, WPML compatible, and ready for translation.

With SUMO WooCommerce Payment Plans, store owners can offer flexible payment models that make their catalog accessible to a wider audience, improve the shopping experience, and increase the average order value, all with clear and transparent management of each plan from the admin panel.